Find Out What Types of Houses You Can Afford!
Prior to beginning your search for a home, it is important to determine your budget and understand what you can afford.
Ready to Purchase Your Dream Home?
Is My Profile Suitable?
Lenders will analyze your total monthly debt (including your proposed housing payment and regular monthly debt) as a percentage of your total gross monthly income to determine your eligibility. The appropriate Debt-to-Income (DTI) ratio will be contingent upon the loan program in question.
Mortgage Home Purchase Loans without the Hassle!
If you are looking to finance a home or other real estate, it need not be a stressful process. We can help you identify the purchase loan product that best meets your needs and ensure you attain a competitive rate.
At Home Loan Professionals, we are committed to making the home loan process as simple and straightforward as possible. We provide you with the necessary tools and knowledge to help guide you from start to finish, beginning with requesting a pre-approval letter. Let us assist you in this important process.
Our team of experts are here to help you identify the distinctions between various loan programs, so you can make an informed decision that best suits your needs as either a first-time homebuyer or a repeat buyer.
The Home Purchase Loan Process
Here’s how our home purchase loan process works:
Complete our simple mortgage pre-approval letter request
Receive options based on your unique criteria and scenario
Compare mortgage interest rates and terms
Choose the offer that best fits your needs
Fixed-Rate Mortgage
Adjustable-Rates Mortgage (ARM)
Conforming Loans
Jumbo & Super Jumbo Loans
FHA, VA & USDA Loans
Terms from 5 to 30 Years