About 15-Year Fixed-Rate Loans

• This loan is fully amortized over a 15-year period and provides consistent monthly payments. It offers the same benefits as a 30-year loan, as well as a lower interest rate and allows you to own your home twice as quickly. The only disadvantage is that the monthly payments are higher. Many borrowers opt for a 30-year fixed-rate loan and make larger payments in order to pay off the loan in 15 years.

• At Capital Place, we strive to simplify the home loan process for our customers. Our 15-Year Fixed Rate Mortgage Qualifier is just the beginning of our suite of tools and knowledge that will help guide you on your journey to becoming a homeowner.

• Our team of experts are here to help you identify the distinctions between various loan programs, so you can make an informed decision that best suits your needs as either a first-time homebuyer or a repeat buyer.

The 15-Year Fixed Rate Mortgage Loan Process

Here’s how our home loan process works:

• Complete our simple 15-Year Fixed Rate Mortgage Qualifier

• Receive options based on your unique criteria and scenario

• Compare mortgage interest rates and terms

• Choose the offer that best fits your needs